Student loans, credit card debt, car payments, college fund, mortgages, budgets, emergency fund… If you read any of these and it made you cringe a little bit, do yourself a favor and start listening to The Dave Ramsey Show podcast.

Life isn’t fun when you have $25,000 of student loan debt or $10,000 of credit card debt, or only $300 in your savings account (or all three of those scenarios). What’s even less fun is not knowing how to tackle your debt, start a college fund, or even hold true to a budget.

Listening to the Dave Ramsey Show will help you take control of your financial situation and learn to better steward your money. It has changed our life and has helped us simplify what we thought was a complex topic, and made it something we now understand and love to talk about!

If you aren’t interested in listening to a podcast, Dave’s book Total Money Makeover will also help you understand and win with money.